# Joseph Somerset

> Joseph Somerset is a fee-only financial advisor at Beantown Financial Advisors in Jefferson, Massachusetts, who holds the CFA credential. Joseph focuses on retirement planning, estate & legacy planning and tax planning. Beantown Financial Advisors reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/joseph-somerset/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Beantown Financial Advisors
- **Based in:** Jefferson, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $158.4M across 252 accounts
- **Credentials:** CFA
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Equity compensation
- **CRD:** 3171281 (https://adviserinfo.sec.gov/individual/summary/3171281)
- **SEC registration:** Investment adviser representative in MA
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://www.beantownfinancial.com

## Frequently asked questions

### Is Joseph Somerset a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Beantown Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph's firm, Beantown Financial Advisors, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Joseph Somerset based?

Joseph Somerset is based in Jefferson, Massachusetts.

### What does Joseph specialize in?

Joseph's specialties include retirement planning, estate & legacy planning, tax planning and equity compensation.

### What credentials does Joseph Somerset hold?

Joseph Somerset holds the CFA credential.

### Is Joseph Somerset registered with the SEC?

Yes. Joseph Somerset is registered as an investment adviser representative in MA (CRD 3171281), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Beantown Financial Advisors manage?

Beantown Financial Advisors reports $158.4M across 252 accounts in assets under management.

### How do I contact Joseph Somerset?

Through Joseph's website, www.beantownfinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3171281): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.beantownfinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.