# Joseph Schmitz, Jr.

> Joseph Schmitz, Jr. is a fee-only financial advisor at Peak Retirement Planning in Columbus, Ohio, who holds the CFP and ChFC credentials. Joseph focuses on retirement planning, tax planning and estate & legacy planning. Peak Retirement Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/joseph-schmitz-jr/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Peak Retirement Planning
- **Based in:** Columbus, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Fees (firm's website):** typically works with clients with $1,000,000 or more
- **Assets under management (firm):** $631.0M across 3,675 accounts
- **Credentials:** CFP, ChFC
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Pension planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 6645469 (https://adviserinfo.sec.gov/individual/summary/6645469)
- **SEC registration:** Investment adviser representative in LA, OH, TX
- **Exams passed:** Series 66 (2018)
- **Firm size:** 22 employees
- **Disclosures:** None reported
- **Website:** https://peakretirementplanning.com/

## Frequently asked questions

### Is Joseph Schmitz, Jr. a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Peak Retirement Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph's firm, Peak Retirement Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### How much does Joseph charge?

According to Peak Retirement Planning's website, checked October 30, 2026: typically works with clients with $1,000,000 or more.

### Where is Joseph Schmitz, Jr. based?

Joseph Schmitz, Jr. is based in Columbus, Ohio.

### What does Joseph specialize in?

Joseph's specialties include retirement planning, tax planning, estate & legacy planning and pension planning. Joseph works with retirees and pre-retirees.

### What credentials does Joseph Schmitz, Jr. hold?

Joseph Schmitz, Jr. holds the CFP and ChFC credentials.

### Is Joseph Schmitz, Jr. registered with the SEC?

Yes. Joseph Schmitz, Jr. is registered as an investment adviser representative in LA, OH and TX (CRD 6645469), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Peak Retirement Planning manage?

Peak Retirement Planning reports $631.0M across 3,675 accounts in assets under management.

### How do I contact Joseph Schmitz, Jr.?

Through Joseph's website, peakretirementplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6645469): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://peakretirementplanning.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.