# Joseph Miebach

> Joseph Miebach is a fee-only financial advisor at Bluestem Financial Advisors in Savoy, Illinois, who holds the CFP credential. Joseph charges an ongoing planning fee and focuses on student loans, retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/joseph-miebach/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Bluestem Financial Advisors
- **Based in:** Savoy, Illinois
- **Fee model:** Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $358.2M across 1,010 accounts
- **Credentials:** CFP
- **Specialties:** Student loans, Retirement planning, Tax planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 7852252 (https://adviserinfo.sec.gov/individual/summary/7852252)
- **SEC registration:** Investment adviser representative in IL
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://www.jacobkuebler.com

## Frequently asked questions

### Is Joseph Miebach a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Bluestem Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph charges an ongoing planning fee.

### Where is Joseph Miebach based?

Joseph Miebach is based in Savoy, Illinois.

### What does Joseph specialize in?

Joseph's specialties include student loans, retirement planning and tax planning. Joseph works with retirees and pre-retirees.

### What credentials does Joseph Miebach hold?

Joseph Miebach holds the CFP credential.

### Is Joseph Miebach registered with the SEC?

Yes. Joseph Miebach is registered as an investment adviser representative in IL (CRD 7852252), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Bluestem Financial Advisors manage?

Bluestem Financial Advisors reports $358.2M across 1,010 accounts in assets under management.

### How do I contact Joseph Miebach?

Through Joseph's website, www.jacobkuebler.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7852252): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.bluestemfa.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.