# Joseph Elsasser

> Joseph Elsasser is a fee-only financial advisor at Adaptive Advice in Omaha, Nebraska, who holds the CFP credential. Joseph charges a percentage of assets and a one-time planning fee (one-time plans from $500 and 1.5% a year on the first tier of assets managed) and focuses on retirement planning and tax planning.

Page: https://find.wellspent.co/advisors/joseph-elsasser/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Adaptive Advice
- **Based in:** Omaha, Nebraska
- **Fee model:** Percentage of assets; One-time planning fee
- **Fees (firm's website):** one-time plans from $500; 1.5% a year on the first tier of assets managed
- **Assets under management (firm):** $8.3M across 48 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Tax planning
- **CRD:** 4474692 (https://adviserinfo.sec.gov/individual/summary/4474692)
- **SEC registration:** Investment adviser representative in LA, NE, TX
- **Exams passed:** Series 65 (2008), Series 66 (2001)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** https://adaptiveadvice.com/

## Frequently asked questions

### Is Joseph Elsasser a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Adaptive Advice reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph charges a percentage of assets and a one-time planning fee.

### How much does Joseph charge?

According to Adaptive Advice's website, checked October 30, 2026: one-time plans from $500; 1.5% a year on the first tier of assets managed.

### Where is Joseph Elsasser based?

Joseph Elsasser is based in Omaha, Nebraska.

### What does Joseph specialize in?

Joseph's specialties include retirement planning and tax planning.

### What credentials does Joseph Elsasser hold?

Joseph Elsasser holds the CFP credential.

### Is Joseph Elsasser registered with the SEC?

Yes. Joseph Elsasser is registered as an investment adviser representative in LA, NE and TX (CRD 4474692), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Adaptive Advice manage?

Adaptive Advice reports $8.3M across 48 accounts in assets under management.

### How do I contact Joseph Elsasser?

Through Joseph's website, adaptiveadvice.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4474692): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.adaptiveadvice.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.