# Joseph Eck

> Joseph Eck is a fee-only financial advisor at Stage Ready Financial Planning in Dayton, Ohio, who holds the CFP credential. Stage Ready Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/joseph-eck/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Stage Ready Financial Planning
- **Based in:** Dayton, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $28.7M across 105 accounts
- **Credentials:** CFP
- **CRD:** 6516555 (https://adviserinfo.sec.gov/individual/summary/6516555)
- **SEC registration:** Investment adviser representative in OH, TX
- **Exams passed:** Series 65 (2016), Series 63 (2019)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** http://stagereadyfp.com

## Frequently asked questions

### Is Joseph Eck a fee-only financial advisor?

Yes. Joseph Eck is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joseph's firm.

### How does Joseph charge for financial advice?

Joseph's firm, Stage Ready Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Joseph Eck based?

Joseph Eck is based in Dayton, Ohio.

### What credentials does Joseph Eck hold?

Joseph Eck holds the CFP credential.

### Is Joseph Eck registered with the SEC?

Yes. Joseph Eck is registered as an investment adviser representative in OH and TX (CRD 6516555), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Stage Ready Financial Planning manage?

Stage Ready Financial Planning reports $28.7M across 105 accounts in assets under management.

### How do I contact Joseph Eck?

Through Joseph's website, stagereadyfp.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/joe-eck-50790): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.