# Joseph Charles

> Joseph Charles is a fee-only financial advisor at Apex Investment Group in Hudson, Massachusetts. Joseph focuses on small business owners, retirement planning and retirement with concentrated positions. Apex Investment Group reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/joseph-charles/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Apex Investment Group
- **Based in:** Hudson, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $211.1M across 1,201 accounts
- **Specialties:** Small business owners, Retirement planning, Retirement with concentrated positions, Tax planning, Estate & legacy planning, Founders (pre-exit)
- **Works with:** Retirees, Founders
- **CRD:** 8135322 (https://adviserinfo.sec.gov/individual/summary/8135322)
- **SEC registration:** Investment adviser representative in MA
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://apexinvest.org/

## Frequently asked questions

### Is Joseph Charles a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Apex Investment Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph's firm, Apex Investment Group, reports charging a percentage of assets on its SEC Form ADV.

### Where is Joseph Charles based?

Joseph Charles is based in Hudson, Massachusetts.

### What does Joseph specialize in?

Joseph's specialties include small business owners, retirement planning, retirement with concentrated positions, tax planning, estate & legacy planning and founders (pre-exit). Joseph works with retirees and founders.

### Is Joseph Charles registered with the SEC?

Yes. Joseph Charles is registered as an investment adviser representative in MA (CRD 8135322), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Apex Investment Group manage?

Apex Investment Group reports $211.1M across 1,201 accounts in assets under management.

### How do I contact Joseph Charles?

Through Joseph's website, apexinvest.org.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8135322): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://apexinvest.org/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.