# Joseph Caputo

> Joseph Caputo is a fee-only financial advisor at Baltimore-Washington Financial Advisors in Columbia, Maryland, who holds the CFP credential. Baltimore-Washington Financial Advisors reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/joseph-caputo/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Baltimore-Washington Financial Advisors
- **Based in:** Columbia, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets
- **Assets under management (firm):** $2.99B across 5,301 accounts
- **Credentials:** CFP
- **CRD:** 5118602 (https://adviserinfo.sec.gov/individual/summary/5118602)
- **SEC registration:** Investment adviser representative in MD, TX
- **Exams passed:** Series 63 (2006), Series 65 (2008)
- **Firm size:** 36 employees
- **Disclosures:** None reported
- **Website:** http://www.bwfa.com

## Frequently asked questions

### Is Joseph Caputo a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joseph holds no broker registration, and Baltimore-Washington Financial Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joseph charge for financial advice?

Joseph's firm, Baltimore-Washington Financial Advisors, reports charging a percentage of assets on its SEC Form ADV.

### Where is Joseph Caputo based?

Joseph Caputo is based in Columbia, Maryland.

### What credentials does Joseph Caputo hold?

Joseph Caputo holds the CFP credential.

### Is Joseph Caputo registered with the SEC?

Yes. Joseph Caputo is registered as an investment adviser representative in MD and TX (CRD 5118602), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Baltimore-Washington Financial Advisors manage?

Baltimore-Washington Financial Advisors reports $2.99B across 5,301 accounts in assets under management.

### How do I contact Joseph Caputo?

Through Joseph's website, www.bwfa.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5118602): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.