# Jose Cadena

> Jose Cadena is a fee-only financial advisor at Endurance Financial Planning in Mcallen, Texas. Endurance Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/jose-cadena/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Endurance Financial Planning
- **Based in:** Mcallen, Texas
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $101.8M across 1,364 accounts
- **CRD:** 7380113 (https://adviserinfo.sec.gov/individual/summary/7380113)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 65 (2021)
- **Firm size:** 4 employees
- **Disclosures:** None reported
- **Website:** http://www.feeonlynetwork.com/financial-advisor/rosa-ybarra/

## Frequently asked questions

### Is Jose Cadena a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Jose holds no broker registration, and Endurance Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Jose charge for financial advice?

Jose's firm, Endurance Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Jose Cadena based?

Jose Cadena is based in Mcallen, Texas.

### Is Jose Cadena registered with the SEC?

Yes. Jose Cadena is registered as an investment adviser representative in CA and TX (CRD 7380113), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Endurance Financial Planning manage?

Endurance Financial Planning reports $101.8M across 1,364 accounts in assets under management.

### How do I contact Jose Cadena?

Through Jose's website, www.feeonlynetwork.com/financial-advisor/rosa-ybarra.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7380113): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.