# John Underhill

> John Underhill is a fee-only financial advisor at Acorn & Oak Wealth Management LLC in Sanford, North Carolina, who holds the CFP credential. John focuses on tax planning, estate & legacy planning and retirement planning. Acorn & Oak Wealth Management LLC reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-underhill/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Acorn & Oak Wealth Management LLC
- **Based in:** Sanford, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $38.4M across 223 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Estate & legacy planning, Retirement planning, Small business owners, Sustainable & impact investing
- **Works with:** Retirees
- **Firm size:** 1 employee
- **Website:** https://acornandoakwm.com

## Frequently asked questions

### Is John Underhill a fee-only financial advisor?

Yes. John Underhill is listed in the NAPFA directory (NAPFA admits only fee-only advisors).

### How does John charge for financial advice?

John's firm, Acorn & Oak Wealth Management LLC, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is John Underhill based?

John Underhill is based in Sanford, North Carolina.

### What does John specialize in?

John's specialties include tax planning, estate & legacy planning, retirement planning, small business owners and sustainable & impact investing. John works with retirees.

### What credentials does John Underhill hold?

John Underhill holds the CFP credential.

### How much does Acorn & Oak Wealth Management LLC manage?

Acorn & Oak Wealth Management LLC reports $38.4M across 223 accounts in assets under management.

### How do I contact John Underhill?

Through John's website, acornandoakwm.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/49212): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.acornandoakwm.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.