# John Smith

> John Smith is a fee-only financial advisor at Ten Talents Asset Management in Cincinnati, Ohio, who holds the CFA credential. John charges a percentage of assets (0.65% a year on the first tier of assets managed) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/john-smith-5924083/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ten Talents Asset Management
- **Based in:** Cincinnati, Ohio
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.65% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $35.0M across 216 accounts
- **Credentials:** CFA
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning
- **CRD:** 5924083 (https://adviserinfo.sec.gov/individual/summary/5924083)
- **SEC registration:** Investment adviser representative in KY, OH, TX
- **Exams passed:** Series 63 (2016)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.tentalentsam.com

## Frequently asked questions

### Is John Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Ten Talents Asset Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John charges a percentage of assets.

### How much does John charge?

According to Ten Talents Asset Management's website, checked October 30, 2026: 0.65% a year on the first tier of assets managed.

### Where is John Smith based?

John Smith is based in Cincinnati, Ohio.

### What does John specialize in?

John's specialties include retirement planning, tax planning and estate & legacy planning.

### What credentials does John Smith hold?

John Smith holds the CFA credential.

### Is John Smith registered with the SEC?

Yes. John Smith is registered as an investment adviser representative in KY, OH and TX (CRD 5924083), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ten Talents Asset Management manage?

Ten Talents Asset Management reports $35.0M across 216 accounts in assets under management.

### How do I contact John Smith?

Through John's website, www.tentalentsam.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5924083): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.tentalentsam.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.