# John Rutledge

> John Rutledge is a fee-only financial advisor at Phoundational in Nicasio, California, who holds the CFP and CFA credentials. Phoundational reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-rutledge/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Phoundational
- **Based in:** Nicasio, California
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Credentials:** CFP, CFA
- **CRD:** 2395715 (https://adviserinfo.sec.gov/individual/summary/2395715)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1993), Series 65 (2000)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.phoundational.com/

## Frequently asked questions

### Is John Rutledge a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Phoundational reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, Phoundational, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is John Rutledge based?

John Rutledge is based in Nicasio, California.

### What credentials does John Rutledge hold?

John Rutledge holds the CFP and CFA credentials.

### Is John Rutledge registered with the SEC?

Yes. John Rutledge is registered as an investment adviser representative in CA (CRD 2395715), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How do I contact John Rutledge?

Through John's website, www.phoundational.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2395715): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.