# John Melasecca

> John Melasecca is a fee-only financial advisor at Clariti Wealth Advisors in Wilmington, Delaware, who holds the CFP credential. John charges a percentage of assets (0.95% a year on the first tier of assets managed) and focuses on small business owners.

Page: https://find.wellspent.co/advisors/john-melasecca/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Clariti Wealth Advisors
- **Based in:** Wilmington, Delaware
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 0.95% a year on the first tier of assets managed
- **Assets under management (firm):** $797.6M across 1,330 accounts
- **Credentials:** CFP
- **Specialties:** Small business owners
- **CRD:** 2903453 (https://adviserinfo.sec.gov/individual/summary/2903453)
- **SEC registration:** Investment adviser representative in DE
- **Exams passed:** Series 63 (1997), Series 66 (2005)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** https://claritiwealth.com

## Frequently asked questions

### Is John Melasecca a fee-only financial advisor?

Yes. John Melasecca is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by John's firm.

### How does John charge for financial advice?

John charges a percentage of assets.

### How much does John charge?

According to Clariti Wealth Advisors's website, checked October 28, 2026: 0.95% a year on the first tier of assets managed.

### Where is John Melasecca based?

John Melasecca is based in Wilmington, Delaware.

### What does John specialize in?

John's specialties include small business owners.

### What credentials does John Melasecca hold?

John Melasecca holds the CFP credential.

### Is John Melasecca registered with the SEC?

Yes. John Melasecca is registered as an investment adviser representative in DE (CRD 2903453), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Clariti Wealth Advisors manage?

Clariti Wealth Advisors reports $797.6M across 1,330 accounts in assets under management.

### How do I contact John Melasecca?

Through John's website, claritiwealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/156): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://claritiwealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.