# John McGowan

> John McGowan is a fee-only financial advisor at Two Point Capital Management in Pittsford, New York, who holds the CFA credential. John charges a percentage of assets (1% a year on the first tier of assets managed).

Page: https://find.wellspent.co/advisors/john-mcgowan-2618496/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Two Point Capital Management
- **Based in:** Pittsford, New York
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Assets under management (firm):** $310.5M across 217 accounts
- **Credentials:** CFA
- **CRD:** 2618496 (https://adviserinfo.sec.gov/individual/summary/2618496)
- **SEC registration:** Investment adviser representative in NY
- **Exams passed:** Series 65 (1995)
- **Firm size:** 6 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://twopointcapital.com

## Frequently asked questions

### Is John McGowan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Two Point Capital Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John charges a percentage of assets.

### How much does John charge?

According to Two Point Capital Management's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Where is John McGowan based?

John McGowan is based in Pittsford, New York.

### What credentials does John McGowan hold?

John McGowan holds the CFA credential.

### Is John McGowan registered with the SEC?

Yes. John McGowan is registered as an investment adviser representative in NY (CRD 2618496), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Two Point Capital Management manage?

Two Point Capital Management reports $310.5M across 217 accounts in assets under management.

### How do I contact John McGowan?

Through John's website, twopointcapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2618496): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://twopointcapital.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.