# John May

> John May is a fee-only financial advisor at Ruggaard & Associates in Hudson, Ohio, who holds the CFP credential. John focuses on tax planning and estate & legacy planning. Ruggaard & Associates reports charging a percentage of assets and performance-based fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-may/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Ruggaard & Associates
- **Based in:** Hudson, Ohio
- **Fee model (firm's Form ADV):** Percentage of assets; Performance-based fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $368.6M across 998 accounts
- **Credentials:** CFP
- **Specialties:** Tax planning, Estate & legacy planning
- **CRD:** 5603701 (https://adviserinfo.sec.gov/individual/summary/5603701)
- **SEC registration:** Investment adviser representative in OH, TX
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://www.ruggaard.net/

## Frequently asked questions

### Is John May a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Ruggaard & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, Ruggaard & Associates, reports charging a percentage of assets and performance-based fees on its SEC Form ADV.

### Where is John May based?

John May is based in Hudson, Ohio.

### What does John specialize in?

John's specialties include tax planning and estate & legacy planning.

### What credentials does John May hold?

John May holds the CFP credential.

### Is John May registered with the SEC?

Yes. John May is registered as an investment adviser representative in OH and TX (CRD 5603701), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Ruggaard & Associates manage?

Ruggaard & Associates reports $368.6M across 998 accounts in assets under management.

### How do I contact John May?

Through John's website, www.ruggaard.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5603701): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://ruggaard.net/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.