# John Hughes

> John Hughes is a fee-only financial advisor at CRA Financial in Northfield, New Jersey. John charges a percentage of assets (1% a year on the first tier of assets managed) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/john-hughes/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** CRA Financial
- **Based in:** Northfield, New Jersey
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.69B across 4,030 accounts
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Equity compensation, Small business owners, Family wealth transfer
- **Works with:** Retirees, Divorced individuals
- **CRD:** 8295332 (https://adviserinfo.sec.gov/individual/summary/8295332)
- **SEC registration:** Investment adviser representative in NJ
- **Exams passed:** Series 65 (2026)
- **Firm size:** 14 employees
- **Disclosures:** None reported
- **Website:** https://www.crafinancial.com

## Frequently asked questions

### Is John Hughes a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and CRA Financial reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John charges a percentage of assets.

### How much does John charge?

According to CRA Financial's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Where is John Hughes based?

John Hughes is based in Northfield, New Jersey.

### What does John specialize in?

John's specialties include retirement planning, tax planning, estate & legacy planning, equity compensation, small business owners and family wealth transfer. John works with retirees and divorced individuals.

### Is John Hughes registered with the SEC?

Yes. John Hughes is registered as an investment adviser representative in NJ (CRD 8295332), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does CRA Financial manage?

CRA Financial reports $1.69B across 4,030 accounts in assets under management.

### How do I contact John Hughes?

Through John's website, www.crafinancial.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8295332): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://crafinancial.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.