# John Heldman

> John Heldman is a fee-only financial advisor at Triad Investment Management in Laguna Niguel, California, who holds the CFA credential. John charges a percentage of assets (1.5% a year on the first tier of assets managed) and focuses on retirement planning, tax planning and estate & legacy planning.

Page: https://find.wellspent.co/advisors/john-heldman/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Triad Investment Management
- **Based in:** Laguna Niguel, California
- **Fee model:** Percentage of assets
- **Fees (firm's website):** 1.5% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $119.5M across 98 accounts
- **Credentials:** CFA
- **Specialties:** Retirement planning, Tax planning, Estate & legacy planning, Family wealth transfer, Founders (pre-exit)
- **Works with:** Pre-retirees, Retirees, Founders, Mid-life transitions, Multi-generational families, Divorced individuals
- **CRD:** 3276168 (https://adviserinfo.sec.gov/individual/summary/3276168)
- **SEC registration:** Investment adviser representative in CA, TX
- **Exams passed:** Series 63 (1999)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.triadim.com

## Frequently asked questions

### Is John Heldman a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Triad Investment Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John charges a percentage of assets.

### How much does John charge?

According to Triad Investment Management's website, checked October 30, 2026: 1.5% a year on the first tier of assets managed.

### Where is John Heldman based?

John Heldman is based in Laguna Niguel, California.

### What does John specialize in?

John's specialties include retirement planning, tax planning, estate & legacy planning, family wealth transfer and founders (pre-exit). John works with pre-retirees, retirees, founders, mid-life transitions and multi-generational families.

### What credentials does John Heldman hold?

John Heldman holds the CFA credential.

### Is John Heldman registered with the SEC?

Yes. John Heldman is registered as an investment adviser representative in CA and TX (CRD 3276168), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Triad Investment Management manage?

Triad Investment Management reports $119.5M across 98 accounts in assets under management.

### How do I contact John Heldman?

Through John's website, www.triadim.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3276168): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.triadinvestmentmanagement.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.