# John Gugle > John Gugle is a fee-only financial advisor at Gugle Wealth Advisory LLC in Indian Land, South Carolina, who holds the CFP, CDFA and CRPC credentials. John charges a flat fee or retainer and an ongoing planning fee (ongoing planning from $10,000 a year) and focuses on flat-fee planning, retirement planning and divorce financial planning. Page: https://find.wellspent.co/advisors/john-gugle/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Gugle Wealth Advisory LLC - **Based in:** Indian Land, South Carolina - **Fee model:** Flat fee or retainer; Ongoing planning fee - **Fees (firm's website):** ongoing planning from $10,000 a year - **Works virtually:** Yes (firm's website) - **Accepting new clients:** Yes (firm's website) - **Assets under management (firm):** $51.4M across 172 accounts - **Credentials:** CFP, CDFA, CRPC, TPCP - **Specialties:** Flat-fee planning, Retirement planning, Divorce financial planning, Physicians & residents, Tax planning, Estate & legacy planning - **Works with:** Retirees, Pre-retirees, Physicians, Divorced individuals - **CRD:** 4071396 (https://adviserinfo.sec.gov/individual/summary/4071396) - **SEC registration:** Investment adviser representative in NC, SC, TX - **Exams passed:** Series 66 (2002) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://guglewealth.com ## Frequently asked questions ### Is John Gugle a fee-only financial advisor? Yes. John Gugle is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by John's firm. ### How does John charge for financial advice? John charges a flat fee or retainer and an ongoing planning fee. ### How much does John charge? According to Gugle Wealth Advisory LLC's website, checked October 28, 2026: ongoing planning from $10,000 a year. ### Does John work with clients virtually? Yes. Gugle Wealth Advisory LLC says on its website that it works with clients remotely. ### Where is John Gugle based? John Gugle is based in Indian Land, South Carolina. ### What does John specialize in? John's specialties include flat-fee planning, retirement planning, divorce financial planning, physicians & residents, tax planning and estate & legacy planning. John works with retirees, pre-retirees, physicians and divorced individuals. ### What credentials does John Gugle hold? John Gugle holds the CFP, CDFA, CRPC and TPCP credentials. ### Is John Gugle registered with the SEC? Yes. John Gugle is registered as an investment adviser representative in NC, SC and TX (CRD 4071396), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Gugle Wealth Advisory LLC manage? Gugle Wealth Advisory LLC reports $51.4M across 172 accounts in assets under management. ### How do I contact John Gugle? Through John's website, guglewealth.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/john-gugle-34401): XYPN members are fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://guglewealth.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.