# John Gavin III

> John Gavin III is a fee-only financial advisor at PCM Encore in Aspen, Colorado. John focuses on retirement planning, estate & legacy planning and tax planning. PCM Encore reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-gavin-iii/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** PCM Encore
- **Based in:** Aspen, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $2.05B across 798 accounts
- **Specialties:** Retirement planning, Estate & legacy planning, Tax planning, Family wealth transfer
- **Works with:** Ultra high net worth, Multi-generational families
- **CRD:** 4895365 (https://adviserinfo.sec.gov/individual/summary/4895365)
- **SEC registration:** Investment adviser representative in VA
- **Exams passed:** Series 63 (2005), Series 65 (2015)
- **Firm size:** 18 employees
- **Disclosures:** None reported
- **Website:** https://encoreinvestment.com/

## Frequently asked questions

### Is John Gavin III a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and PCM Encore reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, PCM Encore, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is John Gavin III based?

John Gavin III is based in Aspen, Colorado.

### What does John specialize in?

John's specialties include retirement planning, estate & legacy planning, tax planning and family wealth transfer. John works with ultra high net worth and multi-generational families.

### Is John Gavin III registered with the SEC?

Yes. John Gavin III is registered as an investment adviser representative in VA (CRD 4895365), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does PCM Encore manage?

PCM Encore reports $2.05B across 798 accounts in assets under management.

### How do I contact John Gavin III?

Through John's website, encoreinvestment.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4895365): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://encoreinvestment.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.