# John Garner

> John Garner is a fee-only financial advisor at Black Arrow Capital in Newark, Delaware, who holds the CFP and ChFC credentials. Black Arrow Capital reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-garner/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Black Arrow Capital
- **Based in:** Newark, Delaware
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $38.3M across 82 accounts
- **Credentials:** CFP, ChFC
- **CRD:** 5186782 (https://adviserinfo.sec.gov/individual/summary/5186782)
- **SEC registration:** Investment adviser representative in DE, FL, NY, PA, SC, TX
- **Exams passed:** Series 63 (2008), Series 65 (2008)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://blkarrowcapital.com/

## Frequently asked questions

### Is John Garner a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Black Arrow Capital reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, Black Arrow Capital, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is John Garner based?

John Garner is based in Newark, Delaware.

### What credentials does John Garner hold?

John Garner holds the CFP and ChFC credentials.

### Is John Garner registered with the SEC?

Yes. John Garner is registered as an investment adviser representative in DE, FL, NY, PA, SC and TX (CRD 5186782), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Black Arrow Capital manage?

Black Arrow Capital reports $38.3M across 82 accounts in assets under management.

### How do I contact John Garner?

Through John's website, blkarrowcapital.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5186782): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.