# John Foligno > John Foligno is a fee-only financial advisor at Grand Life Financial LLC in Summit, New Jersey, who holds the CFP credential. John charges a percentage of assets and hourly fees ($350 an hour and 0.9% a year on the first tier of assets managed). Page: https://find.wellspent.co/advisors/john-foligno/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Grand Life Financial LLC - **Based in:** Summit, New Jersey - **Fee model:** Percentage of assets; Hourly - **Fees (firm's website):** $350 an hour; 0.9% a year on the first tier of assets managed - **Assets under management (firm):** $8.6M across 36 accounts - **Credentials:** CFP - **CRD:** 7086559 (https://adviserinfo.sec.gov/individual/summary/7086559) - **SEC registration:** Investment adviser representative in FL, NJ, TX - **Exams passed:** Series 65 (2019) - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** http://grandlf.com ## Frequently asked questions ### Is John Foligno a fee-only financial advisor? Yes. John Foligno is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by John's firm. ### How does John charge for financial advice? John charges a percentage of assets and hourly fees. ### How much does John charge? According to Grand Life Financial LLC's website, checked October 28, 2026: $350 an hour; 0.9% a year on the first tier of assets managed. ### Where is John Foligno based? John Foligno is based in Summit, New Jersey. ### What credentials does John Foligno hold? John Foligno holds the CFP credential. ### Is John Foligno registered with the SEC? Yes. John Foligno is registered as an investment adviser representative in FL, NJ and TX (CRD 7086559), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How much does Grand Life Financial LLC manage? Grand Life Financial LLC reports $8.6M across 36 accounts in assets under management. ### How do I contact John Foligno? Through John's website, grandlf.com. ## Sources - XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/john-foligno-30882): XYPN members are fee-only - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://grandlf.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.