# John Degan

> John Degan is a fee-only financial advisor at Harbor Advisory in Portsmouth, New Hampshire. John focuses on estate & legacy planning and retirement planning. Harbor Advisory reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-degan/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Harbor Advisory
- **Based in:** Portsmouth, New Hampshire
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $480.9M across 395 accounts
- **Specialties:** Estate & legacy planning, Retirement planning
- **Works with:** Ultra high net worth
- **CRD:** 1506997 (https://adviserinfo.sec.gov/individual/summary/1506997)
- **SEC registration:** Investment adviser representative in NH, TX
- **Exams passed:** Series 63 (1986), Series 65 (1993)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.harboradvisory.com

## Frequently asked questions

### Is John Degan a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Harbor Advisory reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, Harbor Advisory, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is John Degan based?

John Degan is based in Portsmouth, New Hampshire.

### What does John specialize in?

John's specialties include estate & legacy planning and retirement planning. John works with ultra high net worth.

### Is John Degan registered with the SEC?

Yes. John Degan is registered as an investment adviser representative in NH and TX (CRD 1506997), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Harbor Advisory manage?

Harbor Advisory reports $480.9M across 395 accounts in assets under management.

### How do I contact John Degan?

Through John's website, www.harboradvisory.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1506997): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.harboradvisory.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.