# John Cunningham

> John Cunningham is a fee-only financial advisor at William Mack & Associates in Troy, Michigan, who holds the CFP credential. John charges a percentage of assets and an ongoing planning fee (1% a year on the first tier of assets managed) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/john-cunningham/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** William Mack & Associates
- **Based in:** Troy, Michigan
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Assets under management (firm):** $1.03B across 952 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **CRD:** 1880775 (https://adviserinfo.sec.gov/individual/summary/1880775)
- **SEC registration:** Investment adviser representative in MI
- **Exams passed:** Series 63 (1988)
- **Firm size:** 22 employees
- **Disclosures:** None reported
- **Website:** http://www.wmack.com

## Frequently asked questions

### Is John Cunningham a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and William Mack & Associates reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John charges a percentage of assets and an ongoing planning fee.

### How much does John charge?

According to William Mack & Associates's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Where is John Cunningham based?

John Cunningham is based in Troy, Michigan.

### What does John specialize in?

John's specialties include retirement planning.

### What credentials does John Cunningham hold?

John Cunningham holds the CFP credential.

### Is John Cunningham registered with the SEC?

Yes. John Cunningham is registered as an investment adviser representative in MI (CRD 1880775), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does William Mack & Associates manage?

William Mack & Associates reports $1.03B across 952 accounts in assets under management.

### How do I contact John Cunningham?

Through John's website, www.wmack.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1880775): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.wmack.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.