# John Cole

> John Cole is a fee-only financial advisor at LKL Advisors in Atlanta, Georgia. John charges a percentage of assets, a flat fee or retainer and a one-time planning fee (one-time plans from $2,500 and 0.75% a year on the first tier of assets managed) and focuses on flat-fee planning.

Page: https://find.wellspent.co/advisors/john-cole/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** LKL Advisors
- **Based in:** Atlanta, Georgia
- **Fee model:** Percentage of assets; Flat fee or retainer; One-time planning fee
- **Fees (firm's website):** one-time plans from $2,500; 0.75% a year on the first tier of assets managed; no asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $5.1M across 111 accounts
- **Specialties:** Flat-fee planning
- **Works with:** Tech employees, Pre-retirees, High earners, Early-career professionals
- **CRD:** 7004357 (https://adviserinfo.sec.gov/individual/summary/7004357)
- **SEC registration:** Investment adviser representative in AL, GA, TN
- **Exams passed:** Series 65 (2025)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.lkladvisors.com/

## Frequently asked questions

### Is John Cole a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and LKL Advisors reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John charges a percentage of assets, a flat fee or retainer and a one-time planning fee.

### How much does John charge?

According to LKL Advisors's website, checked October 30, 2026: one-time plans from $2,500; 0.75% a year on the first tier of assets managed; no asset minimum.

### Does John work with clients virtually?

Yes. LKL Advisors says on its website that it works with clients remotely.

### Where is John Cole based?

John Cole is based in Atlanta, Georgia.

### What does John specialize in?

John's specialties include flat-fee planning. John works with tech employees, pre-retirees, high earners and early-career professionals.

### Is John Cole registered with the SEC?

Yes. John Cole is registered as an investment adviser representative in AL, GA and TN (CRD 7004357), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does LKL Advisors manage?

LKL Advisors reports $5.1M across 111 accounts in assets under management.

### How do I contact John Cole?

Through John's website, www.lkladvisors.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7004357): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.lkladvisors.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.