# John Boyd

> John Boyd is a fee-only financial advisor at Boyd Financial Strategies in Worcester, Massachusetts, who holds the CFP credential. John focuses on retirement planning and family wealth transfer. Boyd Financial Strategies reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-boyd-1361880/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Boyd Financial Strategies
- **Based in:** Worcester, Massachusetts
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $139.6M across 151 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Family wealth transfer
- **Works with:** Retirees
- **CRD:** 1361880 (https://adviserinfo.sec.gov/individual/summary/1361880)
- **SEC registration:** Investment adviser representative in MA
- **Exams passed:** Series 63 (1985)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.boydstrategy.com/

## Frequently asked questions

### Is John Boyd a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Boyd Financial Strategies reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, Boyd Financial Strategies, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is John Boyd based?

John Boyd is based in Worcester, Massachusetts.

### What does John specialize in?

John's specialties include retirement planning and family wealth transfer. John works with retirees.

### What credentials does John Boyd hold?

John Boyd holds the CFP credential.

### Is John Boyd registered with the SEC?

Yes. John Boyd is registered as an investment adviser representative in MA (CRD 1361880), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Boyd Financial Strategies manage?

Boyd Financial Strategies reports $139.6M across 151 accounts in assets under management.

### How do I contact John Boyd?

Through John's website, www.boydstrategy.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/1361880): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://boydstrategy.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.