# John Blamphin

> John Blamphin is a fee-only financial advisor at Retirement Management Systems in Leonardtown, Maryland, who holds the CFP credential. Retirement Management Systems reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/john-blamphin/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Retirement Management Systems
- **Based in:** Leonardtown, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $1.89B across 4,472 accounts
- **Credentials:** CFP
- **CRD:** 4565896 (https://adviserinfo.sec.gov/individual/summary/4565896)
- **SEC registration:** Investment adviser representative in MD, TX
- **Exams passed:** Series 63 (2005), Series 65 (2004)
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://www.manage401k.com

## Frequently asked questions

### Is John Blamphin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: John holds no broker registration, and Retirement Management Systems reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does John charge for financial advice?

John's firm, Retirement Management Systems, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is John Blamphin based?

John Blamphin is based in Leonardtown, Maryland.

### What credentials does John Blamphin hold?

John Blamphin holds the CFP credential.

### Is John Blamphin registered with the SEC?

Yes. John Blamphin is registered as an investment adviser representative in MD and TX (CRD 4565896), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Retirement Management Systems manage?

Retirement Management Systems reports $1.89B across 4,472 accounts in assets under management.

### How do I contact John Blamphin?

Through John's website, www.manage401k.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4565896): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.