# Joel Zerbe

> Joel Zerbe is a fee-only financial advisor at Vista Cima Wealth Management in Surprise, Arizona. Joel focuses on retirement planning. Vista Cima Wealth Management reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/joel-zerbe/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Vista Cima Wealth Management
- **Based in:** Surprise, Arizona
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $142.5M across 687 accounts
- **Specialties:** Retirement planning
- **CRD:** 6272599 (https://adviserinfo.sec.gov/individual/summary/6272599)
- **SEC registration:** Investment adviser representative in AZ, TX
- **Exams passed:** Series 66 (2014)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** http://www.vistacima.com/

## Frequently asked questions

### Is Joel Zerbe a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joel holds no broker registration, and Vista Cima Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joel charge for financial advice?

Joel's firm, Vista Cima Wealth Management, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Joel Zerbe based?

Joel Zerbe is based in Surprise, Arizona.

### What does Joel specialize in?

Joel's specialties include retirement planning.

### Is Joel Zerbe registered with the SEC?

Yes. Joel Zerbe is registered as an investment adviser representative in AZ and TX (CRD 6272599), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Vista Cima Wealth Management manage?

Vista Cima Wealth Management reports $142.5M across 687 accounts in assets under management.

### How do I contact Joel Zerbe?

Through Joel's website, www.vistacima.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/6272599): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.vistacima.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.