# Joel Sproul

> Joel Sproul is a fee-only financial advisor at Kronos Wealth Management in Delmar, New York. Kronos Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/joel-sproul/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Kronos Wealth Management
- **Based in:** Delmar, New York
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $27.1M across 140 accounts
- **CRD:** 4078957 (https://adviserinfo.sec.gov/individual/summary/4078957)
- **SEC registration:** Investment adviser representative in ME, NY, TX
- **Exams passed:** Series 63 (2000), Series 66 (2002)
- **Firm size:** 1 employee
- **Disclosures:** None reported

## Frequently asked questions

### Is Joel Sproul a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Joel holds no broker registration, and Kronos Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Joel charge for financial advice?

Joel's firm, Kronos Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is Joel Sproul based?

Joel Sproul is based in Delmar, New York.

### Is Joel Sproul registered with the SEC?

Yes. Joel Sproul is registered as an investment adviser representative in ME, NY and TX (CRD 4078957), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Kronos Wealth Management manage?

Kronos Wealth Management reports $27.1M across 140 accounts in assets under management.

### How do I contact Joel Sproul?

Contact details aren't on file yet. Search for Kronos Wealth Management.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4078957): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.