# Joel Chouinard

> Joel Chouinard is a fee-only financial advisor at SharpEdge Financial LLC in Southlake, Texas, who holds the CFP and ChFC credentials. Joel charges a flat fee or retainer, a one-time planning fee, an ongoing planning fee and a percentage of assets (ongoing planning from $4,800 a year and one-time plans from $5,000) and focuses on tax planning, student loans and estate & legacy planning.

Page: https://find.wellspent.co/advisors/joel-chouinard/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** SharpEdge Financial LLC
- **Based in:** Southlake, Texas
- **Fee model:** Flat fee or retainer; One-time planning fee; Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $4,800 a year; one-time plans from $5,000; 1% a year on the first tier of assets managed
- **Assets under management (firm):** $9.5M across 88 accounts
- **Credentials:** CFP, ChFC
- **Specialties:** Tax planning, Student loans, Estate & legacy planning, Retirement planning
- **Works with:** High earners, Early-career professionals
- **CRD:** 6936071 (https://adviserinfo.sec.gov/individual/summary/6936071)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 63 (2019), Series 66 (2021)
- **Firm size:** 1 employee
- **Disclosures:** Reported; see the SEC record
- **Website:** http://sharpedgefinancial.com

## Frequently asked questions

### Is Joel Chouinard a fee-only financial advisor?

Yes. Joel Chouinard is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Joel's firm.

### How does Joel charge for financial advice?

Joel charges a flat fee or retainer, a one-time planning fee, an ongoing planning fee and a percentage of assets.

### How much does Joel charge?

According to SharpEdge Financial LLC's website, checked October 28, 2026: ongoing planning from $4,800 a year; one-time plans from $5,000; 1% a year on the first tier of assets managed.

### Where is Joel Chouinard based?

Joel Chouinard is based in Southlake, Texas.

### What does Joel specialize in?

Joel's specialties include tax planning, student loans, estate & legacy planning and retirement planning. Joel works with high earners and early-career professionals.

### What credentials does Joel Chouinard hold?

Joel Chouinard holds the CFP and ChFC credentials.

### Is Joel Chouinard registered with the SEC?

Yes. Joel Chouinard is registered as an investment adviser representative in TX (CRD 6936071), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. The record lists disclosures; see the SEC record for details.

### How much does SharpEdge Financial LLC manage?

SharpEdge Financial LLC reports $9.5M across 88 accounts in assets under management.

### How do I contact Joel Chouinard?

Through Joel's website, sharpedgefinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/51918): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (http://sharpedgefinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.