# Jirayr Kembikian

> Jirayr Kembikian is a fee-only financial advisor at Citrine Capital in San Francisco, California, who holds the CFP credential. Jirayr charges an ongoing planning fee (ongoing planning from $30,000 a year) and focuses on equity compensation, crypto & digital assets and tax planning.

Page: https://find.wellspent.co/advisors/jirayr-kembikian/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Citrine Capital
- **Based in:** San Francisco, California
- **Fee model:** Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $30,000 a year
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $346.7M across 640 accounts
- **Credentials:** CFP
- **Specialties:** Equity compensation, Crypto & digital assets, Tax planning, Founders (pre-exit), Sustainable & impact investing, Estate & legacy planning
- **Works with:** Founders, Tech employees, Executives, High earners
- **CRD:** 5930493 (https://adviserinfo.sec.gov/individual/summary/5930493)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 65 (2011), Series 63 (2011)
- **Firm size:** 8 employees
- **Disclosures:** None reported
- **Website:** https://citrinecapitaladvisors.com

## Frequently asked questions

### Is Jirayr Kembikian a fee-only financial advisor?

Yes. Jirayr Kembikian is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jirayr's firm.

### How does Jirayr charge for financial advice?

Jirayr charges an ongoing planning fee.

### How much does Jirayr charge?

According to Citrine Capital's website, checked October 28, 2026: ongoing planning from $30,000 a year.

### Does Jirayr work with clients virtually?

Yes. Citrine Capital says on its website that it works with clients remotely.

### Where is Jirayr Kembikian based?

Jirayr Kembikian is based in San Francisco, California.

### What does Jirayr specialize in?

Jirayr's specialties include equity compensation, crypto & digital assets, tax planning, founders (pre-exit), sustainable & impact investing and estate & legacy planning. Jirayr works with founders, tech employees, executives and high earners.

### What credentials does Jirayr Kembikian hold?

Jirayr Kembikian holds the CFP credential.

### Is Jirayr Kembikian registered with the SEC?

Yes. Jirayr Kembikian is registered as an investment adviser representative in CA (CRD 5930493), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Citrine Capital manage?

Citrine Capital reports $346.7M across 640 accounts in assets under management.

### How do I contact Jirayr Kembikian?

Through Jirayr's website, citrinecapitaladvisors.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/39194): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://citrinecapitaladvisors.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.