# Jim Mahaney > Jim Mahaney is a fee-only financial advisor at Mavericus Retirement Services in Georgetown, South Carolina, who holds the CFP credential. Jim charges a one-time planning fee (ongoing planning from $1,700 a year and one-time plans from $7,000) and focuses on retirement planning, tax planning and flat-fee planning. Page: https://find.wellspent.co/advisors/jim-mahaney/ Built from public directory listings; last checked April 21, 2026. ## Facts - **Firm:** Mavericus Retirement Services - **Based in:** Georgetown, South Carolina - **Fee model:** One-time planning fee - **Fees (firm's website):** ongoing planning from $1,700 a year; one-time plans from $7,000 - **Fees (Advice-Only Network profile):** one-time plans $7,000 - **Works virtually:** Yes (Advice-Only Network profile) - **Accepting new clients:** Not currently (firm's website) - **Credentials:** CFP - **Specialties:** Retirement planning, Tax planning, Flat-fee planning - **Works with:** Retirees, Pre-retirees - **CRD:** 1408340 (https://adviserinfo.sec.gov/individual/summary/1408340) - **SEC registration:** Investment adviser representative in NJ, NY, SC - **Firm size:** 1 employee - **Disclosures:** None reported - **Website:** https://mavericusretirement.com ## About Jim Mahaney works with DIY investors entering retirement who want one-time advice instead of ongoing fees, especially fees based on assets under management. His typical client has $1 million to $4 million in pre-tax accounts such as IRAs and 401(k)s, some Roth savings and Social Security. He designs tax-efficient retirement income plans using a guardrails approach. Jim has 40 years of experience. He is a published researcher, sits on the editorial board of the Journal of Retirement and has been quoted in The Wall Street Journal, The New York Times, Kiplinger and Yahoo Finance. He holds three patents, including one on the Social Security Bridge concept he created in the early 2000s. He built Mavericus Retirement Services on the belief that lower fees leave more retirement income and more for heirs. With today's planning software and virtual fiduciary meetings, he thinks many retirees can get professional advice and then manage much on their own. ## Frequently asked questions ### Is Jim Mahaney a fee-only financial advisor? Yes. Jim Mahaney is listed in the Advice-Only Network (advice-only practices, no product sales). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jim's firm. ### How does Jim charge for financial advice? Jim charges a one-time planning fee. ### How much does Jim charge? According to Mavericus Retirement Services's website, checked October 28, 2026: ongoing planning from $1,700 a year; one-time plans from $7,000. ### Does Jim work with clients virtually? Yes. Jim's Advice-Only Network profile says they meet with clients virtually. ### Where is Jim Mahaney based? Jim Mahaney is based in Georgetown, South Carolina. ### What does Jim specialize in? Jim's specialties include retirement planning, tax planning and flat-fee planning. Jim works with retirees and pre-retirees. ### What credentials does Jim Mahaney hold? Jim Mahaney holds the CFP credential. ### Is Jim Mahaney registered with the SEC? Yes. Jim Mahaney is registered as an investment adviser representative in NJ, NY and SC (CRD 1408340), per SEC Investment Adviser Public Disclosure data as of October 27, 2026. ### How do I contact Jim Mahaney? Through Jim's website, mavericusretirement.com. ## Sources - Advice-Only Network listing (https://adviceonlynetwork.com/advisors/Jimmahaney): advice-only practices, no product sales - SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026 - The firm's website (https://mavericusretirement.com/): specialties, clients served, and fees, checked October 28, 2026 --- Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.