# Jim MacKay

> Jim MacKay is a fee-only financial advisor at MacKay Financial Planning in Springfield, Missouri, who holds the CFP credential. Jim charges a flat fee or retainer, hourly fees, an ongoing planning fee, a one-time planning fee and a percentage of assets (ongoing planning from $6,000 a year and one-time plans from $3,000) and focuses on retirement planning.

Page: https://find.wellspent.co/advisors/jim-mackay/
Built from public directory listings; last checked October 28, 2026.

## Facts

- **Firm:** MacKay Financial Planning
- **Based in:** Springfield, Missouri
- **Fee model:** Flat fee or retainer; Hourly; Ongoing planning fee; One-time planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $6,000 a year; one-time plans from $3,000; $250 an hour; no asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $176.0M across 384 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning
- **CRD:** 4425867 (https://adviserinfo.sec.gov/individual/summary/4425867)
- **SEC registration:** Investment adviser representative in MO, TX
- **Exams passed:** Series 63 (2001)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://mackayfinancialplanning.com

## Frequently asked questions

### Is Jim MacKay a fee-only financial advisor?

Yes. Jim MacKay is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jim's firm.

### How does Jim MacKay charge for financial advice?

Jim MacKay charges a flat fee or retainer, hourly fees, an ongoing planning fee, a one-time planning fee and a percentage of assets.

### How much does Jim MacKay charge?

According to MacKay Financial Planning's website, checked October 28, 2026: ongoing planning from $6,000 a year; one-time plans from $3,000; $250 an hour; no asset minimum.

### Where is Jim MacKay based?

Jim MacKay is based in Springfield, Missouri.

### What does Jim MacKay specialize in?

Jim MacKay's specialties include retirement planning.

### What credentials does Jim MacKay hold?

Jim MacKay holds the CFP credential.

### Is Jim MacKay registered with the SEC?

Yes. Jim MacKay is registered as an investment adviser representative in MO and TX (CRD 4425867), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does MacKay Financial Planning manage?

MacKay Financial Planning reports $176.0M across 384 accounts in assets under management.

### How do I contact Jim MacKay?

Through Jim MacKay's website, mackayfinancialplanning.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/jim-mackay-74083): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://mackayfinancialplanning.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.