# Jim Charles

> Jim Charles is a fee-only financial advisor at Sanctuary Financial Planning, LLC in Charlotte, North Carolina, who holds the CFP and CFA credentials. Sanctuary Financial Planning, LLC reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/jim-charles/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Sanctuary Financial Planning, LLC
- **Based in:** Charlotte, North Carolina
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $102.2M across 67 accounts
- **Credentials:** CFP, CFA
- **Firm size:** 3 employees

## Frequently asked questions

### Is Jim Charles a fee-only financial advisor?

Yes. Jim Charles is listed in the XY Planning Network directory (XYPN members are fee-only).

### How does Jim charge for financial advice?

Jim's firm, Sanctuary Financial Planning, LLC, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is Jim Charles based?

Jim Charles is based in Charlotte, North Carolina.

### What credentials does Jim Charles hold?

Jim Charles holds the CFP and CFA credentials.

### How much does Sanctuary Financial Planning, LLC manage?

Sanctuary Financial Planning, LLC reports $102.2M across 67 accounts in assets under management.

### How do I contact Jim Charles?

Contact details aren't on file yet. Search for Sanctuary Financial Planning, LLC.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/jim-charles-11333): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.