# Jessica Smith

> Jessica Smith is a fee-only financial advisor at Vitality Wealth in Meridian, Idaho, who holds the CFP, CPA and MAcc credentials. Jessica charges a percentage of assets and an ongoing planning fee (ongoing planning from $6,000 a year and 1% a year on the first tier of assets managed) and focuses on physicians & residents, small business owners and student loans.

Page: https://find.wellspent.co/advisors/jessica-smith/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Vitality Wealth
- **Based in:** Meridian, Idaho
- **Fee model:** Percentage of assets; Ongoing planning fee
- **Fees (firm's website):** ongoing planning from $6,000 a year; 1% a year on the first tier of assets managed
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $9.1M across 59 accounts
- **Credentials:** CFP, CPA, MAcc
- **Specialties:** Physicians & residents, Small business owners, Student loans, Tax planning
- **Works with:** Physicians, Founders, High earners
- **CRD:** 7614152 (https://adviserinfo.sec.gov/individual/summary/7614152)
- **SEC registration:** Investment adviser representative in ID
- **Exams passed:** Series 65 (2022)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://myvitalitywealth.com

## Frequently asked questions

### Is Jessica Smith a fee-only financial advisor?

Yes. Jessica Smith is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jessica's firm.

### How does Jessica charge for financial advice?

Jessica charges a percentage of assets and an ongoing planning fee.

### How much does Jessica charge?

According to Vitality Wealth's website, checked October 28, 2026: ongoing planning from $6,000 a year; 1% a year on the first tier of assets managed.

### Where is Jessica Smith based?

Jessica Smith is based in Meridian, Idaho.

### What does Jessica specialize in?

Jessica's specialties include physicians & residents, small business owners, student loans and tax planning. Jessica works with physicians, founders and high earners.

### What credentials does Jessica Smith hold?

Jessica Smith holds the CFP, CPA and MAcc credentials.

### Is Jessica Smith registered with the SEC?

Yes. Jessica Smith is registered as an investment adviser representative in ID (CRD 7614152), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Vitality Wealth manage?

Vitality Wealth reports $9.1M across 59 accounts in assets under management.

### How do I contact Jessica Smith?

Through Jessica's website, myvitalitywealth.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/52495): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.myvitalitywealth.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.