# Jessica McDonald

> Jessica McDonald is a fee-only financial advisor at Southern Wealth Builders in Birmingham, Alabama, who holds the CFP and MS credentials. Jessica charges an ongoing planning fee and a percentage of assets (ongoing planning from $1,200 a year and one-time plans from $500) and focuses on retirement planning, small business owners and tax planning.

Page: https://find.wellspent.co/advisors/jessica-mcdonald/
Built from public directory listings; last checked October 28, 2026.

## Facts

- **Firm:** Southern Wealth Builders
- **Based in:** Birmingham, Alabama
- **Fee model:** Ongoing planning fee; Percentage of assets
- **Fees (firm's website):** ongoing planning from $1,200 a year; one-time plans from $500
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $2.6M across 26 accounts
- **Credentials:** CFP, MS
- **Specialties:** Retirement planning, Small business owners, Tax planning
- **CRD:** 7337410 (https://adviserinfo.sec.gov/individual/summary/7337410)
- **SEC registration:** Investment adviser representative in AL
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://southernwb.com

## Frequently asked questions

### Is Jessica McDonald a fee-only financial advisor?

Yes. Jessica McDonald is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jessica's firm.

### How does Jessica McDonald charge for financial advice?

Jessica McDonald charges an ongoing planning fee and a percentage of assets.

### How much does Jessica McDonald charge?

According to Southern Wealth Builders's website, checked October 28, 2026: ongoing planning from $1,200 a year; one-time plans from $500.

### Where is Jessica McDonald based?

Jessica McDonald is based in Birmingham, Alabama.

### What does Jessica McDonald specialize in?

Jessica McDonald's specialties include retirement planning, small business owners and tax planning.

### What credentials does Jessica McDonald hold?

Jessica McDonald holds the CFP and MS credentials.

### Is Jessica McDonald registered with the SEC?

Yes. Jessica McDonald is registered as an investment adviser representative in AL (CRD 7337410), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Southern Wealth Builders manage?

Southern Wealth Builders reports $2.6M across 26 accounts in assets under management.

### How do I contact Jessica McDonald?

Through Jessica McDonald's website, southernwb.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/50139): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.southernwealthbuilders.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.