# Jennifer Hernandez

> Jennifer Hernandez is a fee-only financial advisor at Petra Financial Advisors, Inc. in Colorado Springs, Colorado, who holds the CFA, CFP and EA credentials. Jennifer focuses on retirement planning and estate & legacy planning. Petra Financial Advisors, Inc. reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/jennifer-hernandez/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Petra Financial Advisors, Inc.
- **Based in:** Colorado Springs, Colorado
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Fees (firm's website):** a $1,000,000 asset minimum
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $447.2M across 1,171 accounts
- **Credentials:** CFA, CFP, EA, MBA
- **Specialties:** Retirement planning, Estate & legacy planning
- **Works with:** Retirees, Pre-retirees, High earners
- **CRD:** 7296984 (https://adviserinfo.sec.gov/individual/summary/7296984)
- **SEC registration:** Investment adviser representative in CO
- **Firm size:** 15 employees
- **Disclosures:** None reported
- **Website:** http://petrafinancial.com

## Frequently asked questions

### Is Jennifer Hernandez a fee-only financial advisor?

Yes. Jennifer Hernandez is listed in the NAPFA directory (NAPFA admits only fee-only advisors). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jennifer's firm.

### How does Jennifer charge for financial advice?

Jennifer's firm, Petra Financial Advisors, Inc., reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### How much does Jennifer charge?

According to Petra Financial Advisors, Inc.'s website, checked October 28, 2026: a $1,000,000 asset minimum.

### Where is Jennifer Hernandez based?

Jennifer Hernandez is based in Colorado Springs, Colorado.

### What does Jennifer specialize in?

Jennifer's specialties include retirement planning and estate & legacy planning. Jennifer works with retirees, pre-retirees and high earners.

### What credentials does Jennifer Hernandez hold?

Jennifer Hernandez holds the CFA, CFP, EA and MBA credentials.

### Is Jennifer Hernandez registered with the SEC?

Yes. Jennifer Hernandez is registered as an investment adviser representative in CO (CRD 7296984), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Petra Financial Advisors, Inc. manage?

Petra Financial Advisors, Inc. reports $447.2M across 1,171 accounts in assets under management.

### How do I contact Jennifer Hernandez?

Through Jennifer's website, petrafinancial.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/1403): NAPFA admits only fee-only advisors
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.petrafinancial.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.