# Javier De La Torre

> Javier De La Torre is a fee-only financial advisor at 103 Advisory Group in Chicago, Illinois. 103 Advisory Group reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/javier-de-la-torre/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** 103 Advisory Group
- **Based in:** Chicago, Illinois
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $257.2M across 89 accounts
- **CRD:** 7871314 (https://adviserinfo.sec.gov/individual/summary/7871314)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 65 (2026)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://www.103advisory.com

## Frequently asked questions

### Is Javier De La Torre a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Javier holds no broker registration, and 103 Advisory Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Javier charge for financial advice?

Javier's firm, 103 Advisory Group, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Javier De La Torre based?

Javier De La Torre is based in Chicago, Illinois.

### Is Javier De La Torre registered with the SEC?

Yes. Javier De La Torre is registered as an investment adviser representative in IL (CRD 7871314), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does 103 Advisory Group manage?

103 Advisory Group reports $257.2M across 89 accounts in assets under management.

### How do I contact Javier De La Torre?

Through Javier's website, www.103advisory.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7871314): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.