# Jason Cutitta

> Jason Cutitta is a fee-only financial advisor at ToBA Financial in Kaneohe, Hawaii, who holds the CFP and EA credentials. Jason focuses on retirement planning. ToBA Financial reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/jason-cutitta/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** ToBA Financial
- **Based in:** Kaneohe, Hawaii
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $956K across 10 accounts
- **Credentials:** CFP, EA
- **Specialties:** Retirement planning
- **Works with:** Pre-retirees
- **CRD:** 7461355 (https://adviserinfo.sec.gov/individual/summary/7461355)
- **SEC registration:** Investment adviser representative in HI
- **Exams passed:** Series 65 (2022)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://tobawealth.com

## Frequently asked questions

### Is Jason Cutitta a fee-only financial advisor?

Yes. Jason Cutitta is listed in the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by Jason's firm.

### How does Jason charge for financial advice?

Jason's firm, ToBA Financial, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Jason Cutitta based?

Jason Cutitta is based in Kaneohe, Hawaii.

### What does Jason specialize in?

Jason's specialties include retirement planning. Jason works with pre-retirees.

### What credentials does Jason Cutitta hold?

Jason Cutitta holds the CFP and EA credentials.

### Is Jason Cutitta registered with the SEC?

Yes. Jason Cutitta is registered as an investment adviser representative in HI (CRD 7461355), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does ToBA Financial manage?

ToBA Financial reports $956K across 10 accounts in assets under management.

### How do I contact Jason Cutitta?

Through Jason's website, tobawealth.com.

## Sources

- XY Planning Network directory listing (https://www.xyplanningnetwork.com/find-an-advisor/jason-cutitta-68749): XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.jasoncutitta.com/toba-financial): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.