# January Smith

> January Smith is a fee-only financial advisor at Janus Financial Planning, LLC in San Antonio, Texas, who holds the CFP and EA credentials. January charges a flat fee or retainer and an ongoing planning fee and focuses on retirement planning, tax planning and small business owners.

Page: https://find.wellspent.co/advisors/january-smith/
Built from public directory listings; last checked April 21, 2026.

## Facts

- **Firm:** Janus Financial Planning, LLC
- **Based in:** San Antonio, Texas
- **Fee model:** Flat fee or retainer; Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $13.3M across 91 accounts
- **Credentials:** CFP, EA
- **Specialties:** Retirement planning, Tax planning, Small business owners, Estate & legacy planning
- **Works with:** Retirees, Pre-retirees
- **CRD:** 7610494 (https://adviserinfo.sec.gov/individual/summary/7610494)
- **SEC registration:** Investment adviser representative in TX
- **Exams passed:** Series 65 (2022)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://janusfp.com

## Frequently asked questions

### Is January Smith a fee-only financial advisor?

Yes. January Smith is listed in the NAPFA directory (NAPFA admits only fee-only advisors) and the XY Planning Network directory (XYPN members are fee-only). SEC records as of October 27, 2026 show no broker registration and no commission compensation reported by January's firm.

### How does January charge for financial advice?

January charges a flat fee or retainer and an ongoing planning fee.

### Where is January Smith based?

January Smith is based in San Antonio, Texas.

### What does January specialize in?

January's specialties include retirement planning, tax planning, small business owners and estate & legacy planning. January works with retirees and pre-retirees.

### What credentials does January Smith hold?

January Smith holds the CFP and EA credentials.

### Is January Smith registered with the SEC?

Yes. January Smith is registered as an investment adviser representative in TX (CRD 7610494), per SEC Investment Adviser Public Disclosure data as of October 27, 2026.

### How much does Janus Financial Planning, LLC manage?

Janus Financial Planning, LLC reports $13.3M across 91 accounts in assets under management.

### How do I contact January Smith?

Through January's website, janusfp.com.

## Sources

- NAPFA directory listing (https://www.napfa.org/find-an-advisor/firm/48793): NAPFA admits only fee-only advisors
- XY Planning Network directory listing: XYPN members are fee-only
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 27, 2026
- The firm's website (https://www.janusfp.com/): specialties, clients served, and fees, checked October 28, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.