# Janhvi Bhatt

> Janhvi Bhatt is a fee-only financial advisor at Zynergy Retirement Planning in Red Bank, New Jersey, who holds the CFP credential. Zynergy Retirement Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/janhvi-bhatt/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Zynergy Retirement Planning
- **Based in:** Red Bank, New Jersey
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $173M across 591 accounts
- **Credentials:** CFP
- **CRD:** 8345630 (https://adviserinfo.sec.gov/individual/summary/8345630)
- **SEC registration:** Investment adviser representative in NJ
- **Firm size:** 6 employees
- **Disclosures:** None reported
- **Website:** https://player.fm/series/3686448

## Frequently asked questions

### Is Janhvi Bhatt a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: Janhvi holds no broker registration, and Zynergy Retirement Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does Janhvi charge for financial advice?

Janhvi's firm, Zynergy Retirement Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is Janhvi Bhatt based?

Janhvi Bhatt is based in Red Bank, New Jersey.

### What credentials does Janhvi Bhatt hold?

Janhvi Bhatt holds the CFP credential.

### Is Janhvi Bhatt registered with the SEC?

Yes. Janhvi Bhatt is registered as an investment adviser representative in NJ (CRD 8345630), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Zynergy Retirement Planning manage?

Zynergy Retirement Planning reports $173M across 591 accounts in assets under management.

### How do I contact Janhvi Bhatt?

Through Janhvi's website, player.fm/series/3686448.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/8345630): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.