# James Whalen

> James Whalen is a fee-only financial advisor at Cypress Financial Planning in Garnet Valley, Pennsylvania, who holds the CFP credential. Cypress Financial Planning reports charging a percentage of assets and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-whalen/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Cypress Financial Planning
- **Based in:** Garnet Valley, Pennsylvania
- **Fee model (firm's Form ADV):** Percentage of assets; Fixed fees
- **Assets under management (firm):** $490.4M across 1,582 accounts
- **Credentials:** CFP
- **CRD:** 5876202 (https://adviserinfo.sec.gov/individual/summary/5876202)
- **SEC registration:** Investment adviser representative in NJ, PA, TX
- **Exams passed:** Series 66 (2012)
- **Firm size:** 7 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** http://www.cypressplanning.com

## Frequently asked questions

### Is James Whalen a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Cypress Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Cypress Financial Planning, reports charging a percentage of assets and fixed fees on its SEC Form ADV.

### Where is James Whalen based?

James Whalen is based in Garnet Valley, Pennsylvania.

### What credentials does James Whalen hold?

James Whalen holds the CFP credential.

### Is James Whalen registered with the SEC?

Yes. James Whalen is registered as an investment adviser representative in NJ, PA and TX (CRD 5876202), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Cypress Financial Planning manage?

Cypress Financial Planning reports $490.4M across 1,582 accounts in assets under management.

### How do I contact James Whalen?

Through James's website, www.cypressplanning.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5876202): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.