# James Tharin

> James Tharin is a fee-only financial advisor at Emerald Asset Management in Rocky Mount, North Carolina, who holds the CFA credential. Emerald Asset Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-tharin/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Emerald Asset Management
- **Based in:** Rocky Mount, North Carolina
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $120.8M across 424 accounts
- **Credentials:** CFA
- **CRD:** 2187988 (https://adviserinfo.sec.gov/individual/summary/2187988)
- **SEC registration:** Investment adviser representative in NC, TX
- **Exams passed:** Series 63 (1992), Series 65 (2001)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** http://emeraldam.com

## Frequently asked questions

### Is James Tharin a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Emerald Asset Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Emerald Asset Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is James Tharin based?

James Tharin is based in Rocky Mount, North Carolina.

### What credentials does James Tharin hold?

James Tharin holds the CFA credential.

### Is James Tharin registered with the SEC?

Yes. James Tharin is registered as an investment adviser representative in NC and TX (CRD 2187988), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Emerald Asset Management manage?

Emerald Asset Management reports $120.8M across 424 accounts in assets under management.

### How do I contact James Tharin?

Through James's website, emeraldam.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/2187988): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.emeraldam.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.