# James Smith

> James Smith is a fee-only financial advisor at Invest in Lexington, Kentucky, who holds the CFP credential. James charges hourly fees and an ongoing planning fee and focuses on retirement planning and equity compensation.

Page: https://find.wellspent.co/advisors/james-smith/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Invest
- **Based in:** Lexington, Kentucky
- **Fee model:** Hourly; Ongoing planning fee
- **Assets under management (firm):** $164.6M across 699 accounts
- **Credentials:** CFP
- **Specialties:** Retirement planning, Equity compensation
- **CRD:** 5446984 (https://adviserinfo.sec.gov/individual/summary/5446984)
- **SEC registration:** Investment adviser representative in KY
- **Exams passed:** Series 63 (1999)
- **Firm size:** 5 employees
- **Disclosures:** None reported
- **Website:** https://invest-lex.com/

## Frequently asked questions

### Is James Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Invest reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James charges hourly fees and an ongoing planning fee.

### Where is James Smith based?

James Smith is based in Lexington, Kentucky.

### What does James specialize in?

James's specialties include retirement planning and equity compensation.

### What credentials does James Smith hold?

James Smith holds the CFP credential.

### Is James Smith registered with the SEC?

Yes. James Smith is registered as an investment adviser representative in KY (CRD 5446984), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Invest manage?

Invest reports $164.6M across 699 accounts in assets under management.

### How do I contact James Smith?

Through James's website, invest-lex.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5446984): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://invest-lex.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.