# James Smith

> James Smith is a fee-only financial advisor at StratiCo in Walnut Creek, California, who holds the ChFC credential. James focuses on retirement planning and small business owners. StratiCo reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-smith-801408/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** StratiCo
- **Based in:** Walnut Creek, California
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $33.7M across 292 accounts
- **Credentials:** ChFC
- **Specialties:** Retirement planning, Small business owners
- **Works with:** Founders
- **CRD:** 801408 (https://adviserinfo.sec.gov/individual/summary/801408)
- **SEC registration:** Investment adviser representative in CA
- **Exams passed:** Series 63 (1988), Series 65 (1999)
- **Firm size:** 3 employees
- **Disclosures:** None reported
- **Website:** https://www.strati.co/

## Frequently asked questions

### Is James Smith a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and StratiCo reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, StratiCo, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is James Smith based?

James Smith is based in Walnut Creek, California.

### What does James specialize in?

James's specialties include retirement planning and small business owners. James works with founders.

### What credentials does James Smith hold?

James Smith holds the ChFC credential.

### Is James Smith registered with the SEC?

Yes. James Smith is registered as an investment adviser representative in CA (CRD 801408), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does StratiCo manage?

StratiCo reports $33.7M across 292 accounts in assets under management.

### How do I contact James Smith?

Through James's website, www.strati.co.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/801408): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://strati.co/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.