# James Skubik

> James Skubik is a fee-only financial advisor at Provident Investment Management in Novi, Michigan, who holds the CFA credential. James focuses on family wealth transfer. Provident Investment Management reports charging a percentage of assets on its Form ADV.

Page: https://find.wellspent.co/advisors/james-skubik/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Provident Investment Management
- **Based in:** Novi, Michigan
- **Fee model (firm's Form ADV):** Percentage of assets
- **Fees (firm's website):** a $500,000 asset minimum
- **Works virtually:** Yes (firm's website)
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $1.13B across 910 accounts
- **Credentials:** CFA
- **Specialties:** Family wealth transfer
- **Works with:** Multi-generational families
- **CRD:** 4994908 (https://adviserinfo.sec.gov/individual/summary/4994908)
- **SEC registration:** Investment adviser representative in MI, TX
- **Exams passed:** Series 63 (2005)
- **Firm size:** 10 employees
- **Disclosures:** None reported
- **Website:** http://www.investprovident.com

## Frequently asked questions

### Is James Skubik a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Provident Investment Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Provident Investment Management, reports charging a percentage of assets on its SEC Form ADV.

### How much does James charge?

According to Provident Investment Management's website, checked October 30, 2026: a $500,000 asset minimum.

### Does James work with clients virtually?

Yes. Provident Investment Management says on its website that it works with clients remotely.

### Where is James Skubik based?

James Skubik is based in Novi, Michigan.

### What does James specialize in?

James's specialties include family wealth transfer. James works with multi-generational families.

### What credentials does James Skubik hold?

James Skubik holds the CFA credential.

### Is James Skubik registered with the SEC?

Yes. James Skubik is registered as an investment adviser representative in MI and TX (CRD 4994908), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Provident Investment Management manage?

Provident Investment Management reports $1.13B across 910 accounts in assets under management.

### How do I contact James Skubik?

Through James's website, www.investprovident.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4994908): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (http://www.investprovident.com/): specialties, clients served, and fees, checked October 30, 2026

---

Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.