# James Rose

> James Rose is a fee-only financial advisor at Concord Financial Group in Sheridan, Wyoming. James focuses on estate & legacy planning, family wealth transfer and small business owners. Concord Financial Group reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-rose-4842996/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Concord Financial Group
- **Based in:** Sheridan, Wyoming
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Works virtually:** Yes (firm's website)
- **Assets under management (firm):** $618.1M across 1,267 accounts
- **Specialties:** Estate & legacy planning, Family wealth transfer, Small business owners, Sustainable & impact investing
- **CRD:** 4842996 (https://adviserinfo.sec.gov/individual/summary/4842996)
- **SEC registration:** Investment adviser representative in TX, WY
- **Exams passed:** Series 66 (2005)
- **Firm size:** 9 employees
- **Disclosures:** Reported; see the SEC record
- **Website:** https://www.concordfinancialgroup.com/

## Frequently asked questions

### Is James Rose a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Concord Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Concord Financial Group, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Does James work with clients virtually?

Yes. Concord Financial Group says on its website that it works with clients remotely.

### Where is James Rose based?

James Rose is based in Sheridan, Wyoming.

### What does James specialize in?

James's specialties include estate & legacy planning, family wealth transfer, small business owners and sustainable & impact investing.

### Is James Rose registered with the SEC?

Yes. James Rose is registered as an investment adviser representative in TX and WY (CRD 4842996), per SEC Investment Adviser Public Disclosure data as of October 29, 2026. The record lists disclosures; see the SEC record for details.

### How much does Concord Financial Group manage?

Concord Financial Group reports $618.1M across 1,267 accounts in assets under management.

### How do I contact James Rose?

Through James's website, www.concordfinancialgroup.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4842996): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.concordfinancialgroup.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.