# James Richter

> James Richter is a fee-only financial advisor at Monotelo Wealth Partners in Elgin, Illinois, who holds the CFP credential. James charges an ongoing planning fee and focuses on founders (pre-exit) and tax planning.

Page: https://find.wellspent.co/advisors/james-richter/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Monotelo Wealth Partners
- **Based in:** Elgin, Illinois
- **Fee model:** Ongoing planning fee
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $40M across 85 accounts
- **Credentials:** CFP
- **Specialties:** Founders (pre-exit), Tax planning
- **Works with:** Founders, Ultra high net worth, Multi-generational families
- **CRD:** 3092566 (https://adviserinfo.sec.gov/individual/summary/3092566)
- **SEC registration:** Investment adviser representative in IL
- **Exams passed:** Series 66 (1998)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://monotelowealthpartners.com

## Frequently asked questions

### Is James Richter a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Monotelo Wealth Partners reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James charges an ongoing planning fee.

### Where is James Richter based?

James Richter is based in Elgin, Illinois.

### What does James specialize in?

James's specialties include founders (pre-exit) and tax planning. James works with founders, ultra high net worth and multi-generational families.

### What credentials does James Richter hold?

James Richter holds the CFP credential.

### Is James Richter registered with the SEC?

Yes. James Richter is registered as an investment adviser representative in IL (CRD 3092566), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Monotelo Wealth Partners manage?

Monotelo Wealth Partners reports $40M across 85 accounts in assets under management.

### How do I contact James Richter?

Through James's website, monotelowealthpartners.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/3092566): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://monotelowealthpartners.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.