# James Raper

> James Raper is a fee-only financial advisor at Guardian Wealth Management in Chattanooga, Tennessee, who holds the PFS credential. Guardian Wealth Management reports charging a percentage of assets, hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-raper/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Guardian Wealth Management
- **Based in:** Chattanooga, Tennessee
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly; Fixed fees
- **Assets under management (firm):** $411.1M across 1,213 accounts
- **Credentials:** PFS
- **CRD:** 7637561 (https://adviserinfo.sec.gov/individual/summary/7637561)
- **SEC registration:** Investment adviser representative in TN
- **Firm size:** 11 employees
- **Disclosures:** None reported
- **Website:** http://www.guardianwealth.com

## Frequently asked questions

### Is James Raper a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Guardian Wealth Management reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Guardian Wealth Management, reports charging a percentage of assets, hourly fees and fixed fees on its SEC Form ADV.

### Where is James Raper based?

James Raper is based in Chattanooga, Tennessee.

### What credentials does James Raper hold?

James Raper holds the PFS credential.

### Is James Raper registered with the SEC?

Yes. James Raper is registered as an investment adviser representative in TN (CRD 7637561), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Guardian Wealth Management manage?

Guardian Wealth Management reports $411.1M across 1,213 accounts in assets under management.

### How do I contact James Raper?

Through James's website, www.guardianwealth.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7637561): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.