# James Montgomery

> James Montgomery is a fee-only financial advisor at Atwood & Palmer in Kansas City, Missouri. James charges a percentage of assets and a flat fee or retainer (1% a year on the first tier of assets managed) and focuses on family wealth transfer.

Page: https://find.wellspent.co/advisors/james-montgomery/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Atwood & Palmer
- **Based in:** Kansas City, Missouri
- **Fee model:** Percentage of assets; Flat fee or retainer
- **Fees (firm's website):** 1% a year on the first tier of assets managed
- **Assets under management (firm):** $2.04B across 1,362 accounts
- **Specialties:** Family wealth transfer
- **Works with:** Ultra high net worth, Multi-generational families
- **CRD:** 5485951 (https://adviserinfo.sec.gov/individual/summary/5485951)
- **SEC registration:** Investment adviser representative in MO
- **Exams passed:** Series 63 (2017), Series 65 (2017)
- **Firm size:** 9 employees
- **Disclosures:** None reported
- **Website:** https://www.atwoodpalmer.com/

## Frequently asked questions

### Is James Montgomery a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Atwood & Palmer reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James charges a percentage of assets and a flat fee or retainer.

### How much does James charge?

According to Atwood & Palmer's website, checked October 30, 2026: 1% a year on the first tier of assets managed.

### Where is James Montgomery based?

James Montgomery is based in Kansas City, Missouri.

### What does James specialize in?

James's specialties include family wealth transfer. James works with ultra high net worth and multi-generational families.

### Is James Montgomery registered with the SEC?

Yes. James Montgomery is registered as an investment adviser representative in MO (CRD 5485951), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Atwood & Palmer manage?

Atwood & Palmer reports $2.04B across 1,362 accounts in assets under management.

### How do I contact James Montgomery?

Through James's website, www.atwoodpalmer.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/5485951): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://www.atwoodpalmer.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.