# James Merrill

> James Merrill is a fee-only financial advisor at Binnacle Financial Group in Chevy Chase, Maryland. James focuses on family wealth transfer. Binnacle Financial Group reports charging a percentage of assets and hourly fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-merrill/
Built from SEC adviser records and the firm's website; last checked October 30, 2026.

## Facts

- **Firm:** Binnacle Financial Group
- **Based in:** Chevy Chase, Maryland
- **Fee model (firm's Form ADV):** Percentage of assets; Hourly
- **Accepting new clients:** Yes (firm's website)
- **Assets under management (firm):** $22.1M across 12 accounts
- **Specialties:** Family wealth transfer
- **CRD:** 7599113 (https://adviserinfo.sec.gov/individual/summary/7599113)
- **SEC registration:** Investment adviser representative in MD
- **Exams passed:** Series 65 (2022)
- **Firm size:** 1 employee
- **Disclosures:** None reported
- **Website:** https://www.binnacleadvice.com

## Frequently asked questions

### Is James Merrill a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Binnacle Financial Group reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Binnacle Financial Group, reports charging a percentage of assets and hourly fees on its SEC Form ADV.

### Where is James Merrill based?

James Merrill is based in Chevy Chase, Maryland.

### What does James specialize in?

James's specialties include family wealth transfer.

### Is James Merrill registered with the SEC?

Yes. James Merrill is registered as an investment adviser representative in MD (CRD 7599113), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Binnacle Financial Group manage?

Binnacle Financial Group reports $22.1M across 12 accounts in assets under management.

### How do I contact James Merrill?

Through James's website, www.binnacleadvice.com.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/7599113): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026
- The firm's website (https://binnaclefinancialgroup.com/): specialties, clients served, and fees, checked October 30, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.