# James Livingston

> James Livingston is a fee-only financial advisor at Livingston Financial Planning in Santa Rosa Beach, Florida. Livingston Financial Planning reports charging hourly fees and fixed fees on its Form ADV.

Page: https://find.wellspent.co/advisors/james-livingston/
Built from SEC adviser records; last checked October 30, 2026.

## Facts

- **Firm:** Livingston Financial Planning
- **Based in:** Santa Rosa Beach, Florida
- **Fee model (firm's Form ADV):** Hourly; Fixed fees
- **Assets under management (firm):** $11.7M across 56 accounts
- **CRD:** 4770628 (https://adviserinfo.sec.gov/individual/summary/4770628)
- **SEC registration:** Investment adviser representative in FL, GA, TX
- **Exams passed:** Series 65 (2024)
- **Firm size:** 2 employees
- **Disclosures:** None reported
- **Website:** https://www.livingstonfinancial.net

## Frequently asked questions

### Is James Livingston a fee-only financial advisor?

Yes, according to SEC records as of October 29, 2026: James holds no broker registration, and Livingston Financial Planning reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency on its Form ADV.

### How does James charge for financial advice?

James's firm, Livingston Financial Planning, reports charging hourly fees and fixed fees on its SEC Form ADV.

### Where is James Livingston based?

James Livingston is based in Santa Rosa Beach, Florida.

### Is James Livingston registered with the SEC?

Yes. James Livingston is registered as an investment adviser representative in FL, GA and TX (CRD 4770628), per SEC Investment Adviser Public Disclosure data as of October 29, 2026.

### How much does Livingston Financial Planning manage?

Livingston Financial Planning reports $11.7M across 56 accounts in assets under management.

### How do I contact James Livingston?

Through James's website, www.livingstonfinancial.net.

## Sources

- SEC adviser records (https://adviserinfo.sec.gov/individual/summary/4770628): the firm's Form ADV reports no commissions, no broker-dealer, and no insurance sales or affiliated insurance agency, and the advisor holds no broker registration
- SEC Investment Adviser Public Disclosure and Form ADV: registration, exams, and firm facts, data as of October 29, 2026

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Source: Wellspent, the public graph of fee-only advisors (https://find.wellspent.co). No paid placement.